Terms of use for our website

By using this website you are agreeing to comply with and be bound by the following terms and conditions of use which, together with our Privacy Policy and Cookie Policy govern our relationship with you in relation to this website.

Please feel free to contact us with queries, requests, or comments you may have about our terms. To contact us, please use the following details:

Email: hello@vidabank.co.uk

These terms and conditions only cover your use of the website. Our products have their own terms and conditions, and you should read those if you are interested in any product. Our products and services are subject to availability and may be withdrawn or varied at any time. If the product terms and conditions are different from the site terms it is the product ones that apply.

Vida Group Holdings Limited and its subsidiary Vida Bank Limited (trading under the names “Vida Bank”, “Vida Homeloans” (for mortgage lending and services) and “Vida Savings” (for retail savings accounts)).

Vida Group Holdings Limited is a company registered in England Wales under company number 09828204.

Vida Bank Limited is a company registered in England and Wales under company number 09837692.

Vida Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number: 738741).

Registered office and main trading address is located at 1 Battle Bridge Lane, London, SE1 2HP.

This website is intended for UK residents only.

Whilst we take all reasonable steps to ensure our website is operating correctly and the information is both accurate and up to date, we do not confirm or give guarantee of any kind that our website, or any content on it, will be free from errors or omissions. This means that some information may be incorrect, incomplete or out of date.

We do not guarantee that the website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access the website. You should use your own virus protection software.

Nothing contained on the website is an offer to sell any of our products nor is it financial, investment, legal, tax or other advice. You should obtain relevant and specific professional advice before making any investment decision.

From time to time this website may include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website. We have no responsibility for the content, security or performance of the linked website(s). We recommend you review the linked websites’ privacy policy.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on our site other than that set out above, please contact us.

Everything on the website is subject to copyright or other intellectual property rights and all rights are reserved and the information held is for personal use only. This means we own the website and everything on it (including text, images, software, underlying source codes, data, forms, sound, music, graphics, animations, logos and video clips). All material on this website are copyright of us or used under licence.

Our names, brands, marks and logos, including Vida Bank, Vida Homeloans and Vida Savings logos, are all registered trademarks of Vida Bank Limited. Use of our trademarks, names, brands or logos is not permitted unless we have provided our express consent.

You may download or copy extracts for your personal and non-commercial use but not for any other purpose, nor do you have the right to alter anything.

Please note that we may revise these terms at any time without notice. Please check this page from time to time to take notice of any changes as these are binding on you.

We may suspend or stop access to or use of the website without notice for any reason, including the maintenance and updating of the information on it. We reserve the right to amend, alter or add to our website from time to time, and may change the content at any time.

We shall have no liability of any kind in any event including (without limitation) the use or inability to use, or results of the use of our website, any websites linked to it and any materials posted on it for any damages or loss of any kind including (without limitation) a) loss of profit, sales, business or revenues; b) loss of business opportunity; c) business interruption; d) loss of anticipated savings; e) loss of goodwill; f) loss of data; or g) any indirect or unforeseeable loss which may arise from your use of our website.

Nothing in these terms and conditions excludes or limits either our or your liability for death or personal injury caused by negligence or for fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.

Our failure to exercise any rights or enforce any of these terms of use shall not constitute a waiver of such rights or terms.

Use of this website and these terms are subject to the laws of England and Wales and the jurisdiction of the English Courts. By using this website you irrevocably submit to the jurisdiction of the English Courts